Home Loan Interest Rates

• ¹ <p>WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.</p>
• ² <p>At the end of the discounted period the interest rate will revert to our Standard Variable Home Loan rate (currently 6.10% p.a., Comparison Rate 6.10% p.a.).</p>
• ³ <p>After the fixed period the interest rate will revert to the Optimum Standard Variable Reference Rate (currently 6.10% p.a., Comparison Rate 6.10% p.a.).</p>
• ⁴ WARNING The comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Fees, charges, terms, and conditions may apply.
• ⁵ <p>A discount of 0.40% is applied to the advertised Standard Investment Variable Home Loan Rate for the first 12 months of the loan. At the end of the discounted period the interest rate will revert to our Standard Investment Variable Home Loan rate (currently 6.40% p.a., Comparison Rate 6.40% p.a.).</p>
• ⁶ <p>After the interest only period the interest rate will revert to the advertised Standard Investment Variable Home Loan Rate for the term of the loan.</p>
• ⁷ <p>After the fixed period the interest rate will revert to our Optimum Investment Standard Variable Reference rate (currently 6.40% p.a., Comparison Rate 6.40% p.a.).</p>
• ⁸ <p>At the end of the discounted period the interest rate will revert to our Standard Investment Variable Home Loan rate (currently 6.40% p.a., Comparison Rate 6.40% p.a.).</p>

Credit eligibility criteria, terms and conditions, fees and charges apply.

Products are subject to availability and may be withdrawn or changed at any time prior to loan approval. Submitting an application does not guarantee that a product will be available or offered.