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We have amended our Schedule of Fees and Charges, effective 1st October 2024. The updated Schedule of Fees and Charges can be found here and at your local branch.
Enjoy peace of mind with our 1 year fixed rate loan and budget better knowing what your repayments will be for the next 12 months.
Fees |
|
|---|---|
| Application Fee : | $0 |
| Establishment Fee : | $0 |
| Monthly Fee : | $0 |
| Redraw Fee : | $0 |
| Additional Repayments Fee : | $0 |
| Legal Fees : | At cost |
| Valuation Fee : | At cost |
| Discharge Fee : | At cost |
| Break Cost Fees : | Yes |
Features - Loans |
|
| Maximum Term in Years : | 30 |
| Repayments : | Weekly, Fortnightly & Monthly |
| Additional Repayments Accepted : | up to $20,000 per year in addition to contractual repayment |
| Redraw Facility : | Yes |
| Offset Facility : | No |
| Split Loan with Fixed/Variable options : | Yes |
| Direct Credits : | Yes |
| Internet Banking Access : | Yes |
| Alerts Facility : | Yes |
| Over the Counter Deposits : | Yes |
| Online Statements : | Yes |
| Interest rate | Comparison Rate | |
| Optimum 1 Year Fixed Rate Home Loan | 6.15% p.a. | 6.55% p.a. |
Credit eligibility criteria, terms and conditions, fees and charges apply.
Home Loan Key Fact Sheets are available here.
