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We have amended our Schedule of Fees and Charges, effective 1st October 2024. The updated Schedule of Fees and Charges can be found here and at your local branch.
Effective Thursday, 12 September 2024
| Owner Occupied Home Loans | Interest Rate | Comparison Rate | |
| Standard Variable Rate Home Loan | 6.60% p.a. | 6.60% p.a. | This comparison rate is calculated based on a loan amount of $150,000 over 25 years. |
| Intro Discounted Standard Variable Home Loan | 6.20% p.a. | 6.56% p.a. | This comparison rate is calculated based on a loan amount of $150,000 over 25 years. |
| Premium 'Special' 3 Year Fixed Rate Home Loan | 4.99% p.a. | 6.15% p.a. | This comparison rate is calculated based on a loan amount of $150,000 over 25 years. |
| Optimum 1 Year Fixed Rate Home Loan | 6.15% p.a. | 6.55% p.a. | This comparison rate is calculated based on a loan amount of $150,000 over 25 years. |
| Optimum 2 Year Fixed Rate Home Loan | 5.69% p.a. | 6.42% p.a. | This comparison rate is calculated based on a loan amount of $150,000 over 25 years. |
| Optimum 3 Year Fixed Rate Home Loan | 5.59% p.a. | 6.30% p.a. | This comparison rate is calculated based on a loan amount of $150,000 over 25 years. |
| Optimum Standard Variable Reference Rate | 6.60% p.a. | 6.60% p.a. | This comparison rate is calculated based on a loan amount of $150,000 over 25 years. |
| Investor Home Loans | Interest Rates | Comparison Rates | |
| Standard Investment Variable Home Loan | 6.90% p.a. | 6.90% p.a. | This comparison rate is calculated based on a loan amount of $150,000 over 25 years. |
| Discounted Investment Standard Variable Home Loan (First 12 months of the loan) | 6.50% p.a. | 6.86% p.a. | This comparison rate is calculated based on a loan amount of $150,000 over 25 years. |
| Investment Home Loan - Interest Only | 6.90% p.a. | 6.90% p.a. | This comparison rate is calculated based on a loan amount of $150,000 over 25 years. |
| Premium 'Special' 3 Year Fixed Rate Investment Home Loan | 4.99% p.a. | 6.36% p.a. | This comparison rate is calculated based on a loan amount of $150,000 over 25 years. |
| Optimum Investor 1 Year Fixed Rate Home Loan | 6.15% p.a. | 6.82% p.a. | This comparison rate is calculated based on a loan amount of $150,000 over 25 years. |
| Optimum Investor 2 Year Fixed Rate Home Loan | 5.69% p.a. | 6.66% p.a. | This comparison rate is calculated based on a loan amount of $150,000 over 25 years. |
| Optimum Investor 3 Year Fixed Home Loan | 5.69% p.a. | 6.55% p.a. | This comparison rate is calculated based on a loan amount of $150,000 over 25 years. |
| Optimum Investment Standard Variable Reference Rate | 6.90% p.a. | 6.90% p.a. | This comparison rate is calculated based on a loan amount of $150,000 over 25 years. |
