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CALL FOR NOMINATIONS FOR DIRECTORS NOTICE OF ANNUAL GENERAL MEETING 2025 SOUTH WEST SLOPES CREDIT UNION LTD trading as SWSbank ACN: 087 650 673 SWSbank (SWS) advises members that nominations for the election of Directors are open from 9:00am on Thursday 10th July 2025. In accordance with the SWS’ Constitution, Directors Elke Cleverdon, Kevin Cloake and Timothy Findlay must retire at the 2025 AGM and may offer themselves for re-election for a further term. All nominees are required to be a member of SWS and will be subject to a review by the Nominations Committee to assess each nominee against standard ‘Fit and Proper’ requirements. Any candidate must have at least one of the following skill sets, to meet the skill requirements of the Board for the 2025 Director Election: Accounting and/or Audit qualifications Risk Management Corporate Governance Cyber Security Marketing Members are advised that nomination packs are available upon request and can be collected from and returned to our Young, Cootamundra, West Wyalong or Temora branches or by phoning (02) 6384 1111. Nominations will close at 12:00pm on Friday 1st August 2025. Members are also advised that the 2025 AGM will be held at the registered office, 89 Boorowa Street Young, on Thursday the 20th November 2025 commencing at 5:30pm. BY ORDER OF THE BOARD Andrew Jones Chief Executive Officer / Secretary

SWSbank is proud to be able to provide sponsorship during the month of June to the following local community groups and clubs: Boys to the Bush Young Bowling Club Country Education Foundation of Young Temora Schoolboys Rugby League Temora Show Society Temora Business Enterprise Group

For many years SWSCU’s automated Telephone Banking platform served as an efficient way for members to check their balances and transfer money between accounts from the convenience of their landline or mobile phone device.   Due to a decision by SWSCU’s provider, this service will be discontinued for all of their customers in Australia. This means effective from the 31st of March 2024 as a consequence SWSCU members will no longer have access to Telephone Banking services.   We understand that this may cause some inconvenience for some members, but there is some good news. Technology has come a long way since Telephone Banking was first introduced and SWSCU have endeavoured to stay current with member trends and demands. SWSCU has added new services to their digital banking offerings such as the new SWSCU App which includes How I Spend and Savings Goals not to mention the inclusion of Digital Wallets via provider such as Apple, Samsung and Android.   Members who are actively using Telephone Banking are asked to register for an alternative service before 31st March 2024 to prevent disruption to their banking.

Dear member, SWSCU has moved to enable SMS One Time Passwords (OTP) for all members that use internet banking. Using an OTP will enhance the security of your online transactions, by providing an additional layer of authentication. When you log in to your internet banking account or initiate a transaction, you will be prompted to enter the OTP. The OTP is simply generated by clicking the 'Get OTP SMS' button, which will generate a 6 digit code via SMS to your preferred mobile number which you have previously provided to SWSCU. Once the OTP is entered correctly, you will be granted access to your internet banking account. 

As of 23rd February 2023, SWSCU will be making changes to some of our account names. Rest assured the access, features and functionality that you have come to know will remain the same.   Product Previous Account Name New Account Name S1 General Savings Account Everyday Account S2 Savings Account Card Free Account S4 Budget Savings Account Budget Account S6 Teenager Savings Teenager Account S7 7 Day Notice Goal Account S8 Super Saver Junior Account Changes to account names Effective the 23rd of February 2023.