Try planning ahead with a 1 Year Fixed Rate 

Take advantage of our 1 year fixed rate loan to get into the property market.

5.70 % p.a. Interest rate 6.33 % p.a. Comparison rate

Product Features:

Fees
Application Fee : $0
Establishment Fee : $0
Monthly Fee : $0
Redraw Fee : $0
Additional Repayments Fee : $0
Legal Fees : At cost
Valuation Fee : At cost
Discharge Fee : At cost
Break Cost Fees : Yes
Features - Loans
Maximum Term in Years : 30
Repayments : Weekly, Fortnightly & Monthly
Additional Repayments Accepted : up to $20,000 per year in addition to contractual repayment
Redraw Facility : Yes
Offset Facility : No
Split Loan with Fixed/Variable options : Yes
Direct Credits : Yes
Internet Banking Access : Yes
Alerts Facility : Yes
Over the Counter Deposits : Yes
Online Statements : Yes
  Interest Rate Comparison Rate
Optimum Investor 1 Year Fixed Rate Home Loan 5.70% p.a. 6.33% p.a.

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  • 1 <p>After the fixed period the interest rate will revert to our Optimum Investment Standard Variable Reference rate (currently 6.40% p.a., Comparison Rate 6.40% p.a.).</p>
  • 2 <p>WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.</p>

Credit eligibility criteria, terms and conditions, fees and charges apply.

Products are subject to availability and may be withdrawn or changed at any time prior to loan approval. Submitting an application does not guarantee that a product will be available or offered.

Home Loan Key Fact Sheets are available here.