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Breathe easy locking in our 3 Year Fixed Rate Loan knowing exactly what your repayments will be.
| Fees | |
|---|---|
| Application Fee : | $0 | 
| Establishment Fee : | $0 | 
| Monthly Fee : | $0 | 
| Redraw Fee : | $0 | 
| Additional Repayments Fee : | $0 | 
| Legal Fees : | At Cost | 
| Valuation Fee : | At Cost | 
| Discharge Fee : | At Cost | 
| Break Cost Fees : | Yes | 
| Features - Loans | |
| Maximum Term in Years : | 30 | 
| Repayments : | Weekly, Fortnightly & Monthly | 
| Additional Repayments Accepted : | up to $20,000 per year in addition to contractual repayment | 
| Redraw Facility : | Yes | 
| Offset Facility : | No | 
| Split Loan with Fixed/Variable options : | Yes | 
| Direct Credits : | Yes | 
| Internet Banking Access : | Yes | 
| Alerts Facility : | Yes | 
| Over the Counter Deposits : | Yes | 
| Online Statements : | Yes | 
| Interest Rate | Comparison Rate | |
| Optimum 3 Year Fixed Rate Home Loan | 5.34% p.a. | 5.71% p.a. | 
Credit eligibility criteria, terms and conditions, fees and charges apply.
Home Loan Key Fact Sheets are available here.